Terms of Use - Tech Invest Financial

Updated on December 1, 2025.

Tech Invest Financial, available at https://techinvestfinancial.com/, is operated by IndieTech OÜ, a private limited company registered in the Republic of Estonia (Registry Code: 14805865) with its registered office at Keemia tn 4, 10616, Harju, Estonia. The platform offers independently written, research-based content focused on financial tools, consumer financial products, digital financial services, and practical guidance designed to help readers understand how different financial solutions function in everyday situations. Our articles help readers navigate an evolving financial landscape with clarity, covering categories such as credit products, budgeting tools, personal finance platforms, lending services, savings features, insurance options, and broader financial decision-making, all sourced from verified and official public channels.

We believe that knowing how to evaluate, compare, and choose financial products responsibly contributes to a more secure, informed, and empowered financial journey. Whether you’re researching ways to manage your budget, exploring savings or investment platforms, comparing credit solutions, or learning how different financial tools operate, Tech Invest Financial provides accessible explanations that make terms, features, fees, eligibility, and functionality easier to understand. Our mission is to bring more transparency, reliability, and practicality to the world of financial products and digital financial services, offering guidance that aligns with your interests, goals, and daily needs.

International Content Disclaimer: Tech Invest Financial operates from Estonia, within the European Union, and all content is created within this editorial and regulatory environment. Our articles may refer to financial products, digital financial services, consumer tools, or user experiences in regions such as the United States, Brazil, South Africa, or others. Each of these jurisdictions follows its own legal systems, financial regulations, consumer protection laws, and industry standards, which may differ significantly from those in Estonia or the European Union.

The information published on this website is written for a broad international audience and is not customized to comply with the legal requirements of any specific country or region. Laws, financial regulations, tax rules, product limitations, credit eligibility requirements, and consumer rights vary depending on your location and may affect how relevant or applicable certain financial information is to you.

Tech Invest Financial makes no representation that the content provided on this site is suitable, compliant, or lawful for use in your particular jurisdiction. Users are strongly encouraged to review local financial regulations or consult qualified financial, legal, or tax professionals to ensure that the information aligns with the rules governing their place of residence.

All content published on this platform is produced by Tech Invest Financial’s independent editorial team. From step-by-step guides and practical explanations to detailed financial overviews and comparisons, every piece is created without brand influence, carefully reviewed, and written for readers seeking trustworthy and easy-to-understand information within an increasingly crowded financial marketplace. We aim to eliminate confusion from financial product research by offering clear, accessible, and informative content based on verified data and real-world context.

By using Tech Invest Financial, you agree to the policies, disclaimers, and terms of use described throughout our platform. In this document and across our website, the terms “we,” “our,” and “us” refer to Tech Invest Financial and its editorial contributors.

While some of our articles mention specific financial products, banking tools, credit platforms, investment services, insurance policies, or digital finance providers publicly available to consumers, we do not sell, manage, endorse, or distribute any financial products or services. We are not affiliated with any financial institution, lender, credit card issuer, fintech company, investment platform, insurance provider, or regulatory authority mentioned in our content. Tech Invest Financial does not provide applications, forms, downloads, direct sign-ups, customer service, or personalized financial recommendations. We also do not participate in affiliate programs, sponsored articles, lead-generation systems, or paid promotional partnerships of any kind.

Our work is exclusively informational. We share content based on publicly available data, verified research, reputable sources, and official documentation to help you better understand how financial products and services operate. If we reference a particular financial institution, tool, or service, it is solely to illustrate the context and relevance of the subject being discussed. Readers are encouraged to verify details directly with official financial institutions, provider websites, or authorized representatives before applying for or using any financial product. Tech Invest Financial does not receive commissions, payments, or incentives for referencing financial tools, companies, or organizations. All mentions exist strictly for educational and contextual purposes.

Our articles are intended for readers who want to better understand financial products—from beginners exploring foundational finance topics to experienced individuals comparing credit features, interest rates, account types, or digital service options. Whether you want to learn how to evaluate financial offers, understand terms and conditions, compare similar products, or stay updated with changes, our content is created to provide practical, impartial, and easy-to-follow guidance. Our goal is to help you make informed choices, one comparison, explanation, or update at a time.

We respect your privacy. Please read our Privacy Policy to understand how your personal data is collected, stored, and used when you visit or interact with our website. We comply with applicable data protection regulations and do not sell or misuse your information.

Tech Invest Financial is supported by advertising through Google AdSense, which enables us to offer all content free of charge to our readers. Ads are automatically placed by Google and remain clearly separate from our editorial material. We do not receive commissions for financial applications, referrals, or conversions resulting from these ads. Our editorial work remains completely independent and free from commercial influence.

For a complete overview of how our site should be used, including platform limitations and our responsibilities as an independent informational resource, please review our Terms of Use. These terms explain what you can expect from Tech Invest Financial, how to interact with our content responsibly, and what we do—and do not—provide as a platform.

Copyright Notice: All written content, structure, and materials on https://techinvestfinancial.com/ are protected under applicable copyright laws. You may reference or cite our materials with appropriate credit and a link to the original source. Unauthorized reproduction or redistribution is prohibited. Third-party logos, names, images, financial trademarks, and materials mentioned in our articles belong to their respective owners and are used strictly for identification and informational purposes under fair use.

PLEASE READ OUR TERMS OF USE CAREFULLY. IF YOU DO NOT AGREE WITH ANY PART OF THESE TERMS, PLEASE DO NOT USE TECH INVEST FINANCIAL OR ANY OF ITS SERVICES.

Article I – User Agreement

1.1 By accessing the Tech Invest Financial platform at https://techinvestfinancial.com/, you confirm that you have read, understood, and accepted the Terms of Use and Privacy Policy. These documents establish the legal framework governing your access to and interaction with all content, features, and services provided by Tech Invest Financial.

1.2 By using this website, you further affirm that you are legally eligible to enter into binding agreements and are at least 16 years of age. Your continued use of the platform signifies your informed and voluntary acceptance of all applicable terms, policies, and conditions.

1.3 If you do not meet the required eligibility criteria or do not agree with any portion of the Terms of Use or Privacy Policy, you must immediately cease using the Tech Invest Financial website and all associated services, tools, and content.

Article II – Communication and Support

2.1 Tech Invest Financial offers designated communication channels for users seeking assistance, submitting feedback, or making inquiries regarding the platform and its informational content.

2.2 For support requests, issue reporting, or general suggestions, users are encouraged to contact us through our official contact form at https://techinvestfinancial.com/contact. Using this form ensures that your message is routed appropriately and allows our team to respond efficiently and accurately.

Article III – User and Platform Responsibilities

3.1 All users accessing Tech Invest Financial platform are required to review and accept the Terms of Use and Privacy Policy prior to continued interaction with the website. Each user is individually responsible for understanding and complying with the terms set forth in these documents while engaging with any part of the platform and its associated features.

3.2 Tech Invest Financial may include hyperlinks to external websites or digital services as a convenience to users. These third-party links are provided strictly for informational purposes. Tech Invest Financial does not own, operate, sponsor, or formally endorse any third-party content, services, or platforms that may be referenced.

3.3 Users who choose to access or engage with any external platforms linked from Tech Invest Financial do so at their own discretion and assume full responsibility for reviewing the applicable terms, privacy practices, and security protocols of those external entities.

3.4 Tech Invest Financial assumes no responsibility for the operations, accuracy, data handling practices, or legal policies of any third-party site. We are not party to, nor do we oversee, any transactions, communications, or agreements that may arise between users and third-party services. Such interactions are conducted entirely at the user’s own risk.

3.5 Tech Invest Financial uses advertising services, such as Google AdSense, to support the maintenance and production of free content. The presence of ads on our portal is strictly commercial and does not, under any circumstances, represent endorsement, partnership, or editorial affiliation between Tech Invest Financial and the advertised brands, products, or services. Our editorial content is produced independently and impartially, without influence or connection to advertisers. Tech Invest Financial is not responsible for the content, offers, or privacy policies of third-party websites accessed through these ads. Interaction with any advertisement is entirely the user’s responsibility.

3.6 While Tech Invest Financial does not directly sell users’ personal data, the use of automated advertising services like Google AdSense may involve the sharing of data for cross-context behavioral advertising, which some state laws, such as the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA), may define as a “sale” or “sharing.” For detailed information on our data practices and how to exercise your rights, including the right to opt-out of the “sale” or “sharing” of personal information, please review our comprehensive Privacy Policy.

3.7 Users are solely responsible for securing their devices, personal data, and browsing environment against cyber threats, including but not limited to malware, phishing, spyware, and unauthorized access. Tech Invest Financial disclaims liability for any damages or losses arising from third-party threats or technical vulnerabilities outside of our direct control.

3.8 While reasonable efforts are made to maintain the stability and reliability of Tech Invest Financial platform, we cannot guarantee continuous, error-free operation. Users may occasionally experience service interruptions, technical issues, or delays caused by factors beyond our control, including system outages or malicious cyberattacks. We are not liable for any resulting inconvenience or data loss.

3.9 Access to Tech Invest Financial is provided free of charge. We do not request donations, offer subscription tiers, or collect payments for use of our informational content. Any request for payment presented as coming from Tech Invest Financial should be considered fraudulent and reported immediately.

3.10 To protect against phishing, impersonation attempts, or fraudulent communications, users are advised to remain vigilant. Avoid clicking on suspicious links or downloading unknown attachments. If you receive a message claiming to be from Tech Invest Financial that raises concern, report it promptly through our official contact form at https://techinvestfinancial.com/ contact so it can be reviewed by our team.

Article IV – Prohibited Conduct

To ensure a safe, respectful, and professionally managed environment, Tech Invest Financial strictly prohibits the following actions and behaviors across all areas of its platform:

Engaging in Unlawful Activity

Users must not use Tech Invest Financial to engage in, promote, or support any activity that violates applicable laws. The platform may not be used to facilitate, encourage, or coordinate any form of illegal behavior.

Violation of Legal Standards

All users are expected to comply with local, national, and international laws and regulations. Any conduct that breaches these standards while using the platform will be addressed with appropriate corrective or legal measures.

Infringement of Intellectual Property Rights

All original content on Tech Invest Financial is protected by intellectual property laws. Users may not copy, reproduce, modify, distribute, or republish any material—including articles, graphics, or proprietary information—without prior written permission.

Harassment, Discrimination, and Defamatory Behavior

Harassment, hate speech, and abusive behavior of any kind are strictly prohibited. This includes, but is not limited to, targeting individuals or groups based on race, ethnicity, gender, religion, sexual orientation, disability, or any protected status. Defamatory or threatening remarks will not be tolerated.

Spreading False or Misleading Information

Users must not share content they know to be false, deceptive, or misleading. All interactions—whether through comments, messages, or submissions—must reflect honest and accurate communication.

Dissemination of Malicious Code

It is strictly forbidden to upload, link to, or distribute any form of malware, spyware, ransomware, viruses, or unauthorized tracking tools. Such actions will result in immediate suspension and may lead to legal consequences.

Misuse of Personal Information

Users may not collect, share, or misuse personal data belonging to other individuals without clear and lawful consent. The platform requires all users to respect privacy laws and data protection standards.

Fraudulent or Deceptive Conduct

Impersonation, identity theft, phishing attempts, or the creation of fraudulent profiles or communications are prohibited. Any effort to deceive other users or the platform will be considered a serious violation.

Posting Inappropriate or Obscene Content

Content that includes explicit sexual material, graphic violence, or any other subject matter deemed offensive, harmful, or unsuitable for a professional environment is not permitted.

Tampering with Platform Integrity or Security

Users may not attempt to hack, disrupt, reverse-engineer, or circumvent any technical, security, or operational functions of Tech Invest Financial. Unauthorized access to any part of the platform’s infrastructure is strictly forbidden.

Violations of any of the above conduct guidelines may result in temporary suspension or permanent removal from the platform. In cases involving threats to safety, significant harm, or unlawful activity, Tech Invest Financial reserves the right to notify law enforcement authorities and take legal action when appropriate.

Article V – Disclaimer of Warranties and Limitation of Liability

Tech Invest Financial is committed to maintaining a well-curated and dependable platform. While reasonable efforts are made to ensure that all materials are accurate, timely, and accessible, we cannot guarantee that the platform will be free from technical issues, delays, inaccuracies, or interruptions at all times.

All information, tools, and features provided by Tech Invest Financial are offered “as is” and “as available,” without any express or implied warranties. This includes, but is not limited to, warranties of accuracy, reliability, completeness, usefulness, merchantability, fitness for a particular purpose, or non-infringement. Users are solely responsible for how they interpret, use, or act upon the content provided.

We reserve the right to update, modify, suspend, restrict, or discontinue any section, service, or functionality of the platform at our sole discretion, without prior notice. This may include the addition, removal, or revision of content or features at any time.

By accessing and using Tech Invest Financial, you do so voluntarily and at your own risk. To the fullest extent permitted by applicable law, the following disclaimers apply:

We do not warrant that the platform will meet any specific expectations, intended use cases, or individual needs.
We make no guarantees regarding the uninterrupted availability or flawless operation of the platform.
We do not represent that the content will always reflect the latest legal, technical, or societal developments.
We assume no responsibility for third-party services, platforms, or websites referenced or linked on our site.
We disclaim any affiliation with or endorsement of third-party outcomes related to external resources mentioned on Tech Invest Financial.

Under no circumstances shall Tech Invest Financial—its editors, contributors, licensors, service providers, or affiliates—be held liable for any direct, indirect, incidental, consequential, punitive, or special damages arising from your access to or use of the platform. This includes, but is not limited to:

Loss of time, data, opportunity, or productivity;
Technical disruptions or access errors beyond our control;
Reputational, financial, or legal consequences from reliance on content;
Costs incurred from adopting, rejecting, or modifying actions based on information presented.

These limitations apply regardless of the legal theory asserted and whether or not Tech Invest Financial was advised of the possibility of such damages.

By continuing to use this platform, you acknowledge and accept that Tech Invest Financial assumes no liability for any decisions, consequences, or interpretations arising from the use of its content or features.

Article VI – Duration and Legal Timeframe

All provisions set forth in Tech Invest Financial Terms of Use shall remain legally binding and fully enforceable for the entire duration of a user’s interaction with the platform. These terms apply continuously—regardless of frequency, method, or type of access—and shall remain in effect unless formally modified, replaced, or withdrawn through an official notice or published revision available at https://techinvestfinancial.com/.

In the event of any dispute, concern, or legal claim arising from the use of Tech Invest Financial—including matters relating to the Privacy Policy—users must initiate any formal complaint or legal proceeding within ninety (90) calendar days from the date the issue first occurred. Claims submitted after this timeframe may be deemed invalid and subject to dismissal under applicable law due to untimeliness.

This limitation period is intended to promote timely resolution and ensure that disputes are addressed while facts and supporting evidence remain accessible, accurate, and verifiable. Prompt reporting supports a fair and efficient process for all parties involved.

Article VII – Governing Law and Jurisdiction

7.1 Governing Law

These Terms of Use, together with any additional agreements under which our Services are delivered, shall be interpreted and enforced in accordance with the laws of the Republic of Estonia. All matters relating to the construction, validity, and performance of these Terms will rely solely on Estonian law, without reference to rules that could require the application of laws from another jurisdiction.

7.2 Jurisdiction

By using our Services, you acknowledge and agree that any dispute, claim, or legal proceeding arising from these Terms of Use, or from the duties and responsibilities established between you and Tech Invest Financial, must be submitted exclusively to the Harju County Court in Tallinn, Estonia. This designated venue serves as the sole forum for resolving such matters, unless applicable law requires a different forum.

7.3 Consumer Rights

If you qualify as a consumer residing within the European Union or in another jurisdiction with mandatory consumer protection laws, this article does not limit or override the legal safeguards granted to you under the binding legislation of your habitual residence. All statutory rights that cannot be waived remain fully preserved.

Article VIII – Intellectual Property and Content Ownership

8.1 Content Ownership and Rights

All original materials created and published on Tech Invest Financial—including but not limited to written content, data visualizations, design elements, logos, icons, trademarks, multimedia, and platform functionalities—are protected under applicable intellectual property laws. All such materials are the exclusive property of IndieTech OÜ, which fully owns the rights to the content produced for and displayed on the platform. Any unauthorized reproduction, modification, translation, distribution, public display, or other use of platform content without prior written consent from IndieTech OÜ is strictly prohibited.

8.2 Limitation of Liability

Tech Invest Financial is not responsible for the accuracy, intent, legality, or effect of any third-party or user-submitted content that may appear on the platform. This includes external links, embedded media, public comments, or references to third-party sources. Users engage with such content at their own discretion and assume full responsibility for any outcomes. Tech Invest Financial disclaims all liability for damages, misinformation, or losses—whether direct, indirect, incidental, or consequential—arising from interaction with non-original or third-party materials.

8.3 Handling Content Violations

Tech Invest Financial reserves the right, at its sole discretion, to monitor, review, remove, or restrict any content that violates platform terms, legal requirements, or ethical standards. This includes, but is not limited to, content that is unlawful, misleading, plagiarized, defamatory, harmful, or otherwise inappropriate. Enforcement actions may include removal of content, temporary suspension, or permanent restriction of user access. In cases involving repeated or serious violations, legal authorities may be notified where appropriate.

Article IX – Changes to Terms and Conditions

Tech Invest Financial reserves the full right to revise, amend, update, or discontinue any portion of its Terms of Use, Privacy Policy, or platform services at any time, without prior notice. Such modifications may result from legal requirements, operational decisions, changes in service functionality, or broader structural updates to the platform.

Users are solely responsible for reviewing the Terms of Use periodically to remain aware of any changes. Continued access to or use of the platform after such modifications have been made constitutes explicit acceptance of the revised terms.

Tech Invest Financial shall not be held liable for any inconvenience, data loss, dissatisfaction, or service disruptions arising from amendments, feature removal, or the partial or complete suspension of services.

If you do not agree to the updated Terms or any platform modifications, you must immediately discontinue all use of Tech Invest Financial and its related services.

Article X – Contact Information

If you have questions regarding these Terms, require assistance with any aspect of the platform, or wish to share general feedback about Tech Invest Financial, you are encouraged to contact us through our official page: https://techinvestfinancial.com/contact.

We welcome inquiries, support requests, technical issue reports, and constructive suggestions. While we strive to respond to all messages in a timely and respectful manner, response times may vary depending on the volume and complexity of the inquiry.

Registry Code: 14805865

Keemia tn 4, 10616, Harju, Estonia