- 35.95–35.99%
- APR
- $300–$10k
- 12–48mo
SSN, ITIN, or passport accepted
No credit history required
No minimum credit score
Compare the best rates from leading lenders — all in one place.
SSN, ITIN, or passport accepted
No credit history required
No minimum credit score
Homeowner with sufficient equity
US resident (not available in NY, HI, UT)
Property appraisal required
Business at least 1 year old
Annual revenue $100,000+
FICO 625+
US citizen or permanent resident
Age 18+
Valid SSN
SSN required
US address
Good credit history
US citizen or permanent resident
Bachelor degree from eligible institution
Minimum credit score required
US resident
Aged 18+
Good credit
US citizen or permanent resident
Valid employment and income documentation
Minimum credit score applies
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
US citizen or permanent resident (or valid visa holder)
Age 18+
Valid SSN
US citizen or permanent resident
Age 18+
Valid SSN
US citizen or permanent resident
Bachelor's degree or higher
Minimum annual income $24,000
US resident
Aged 18+
US citizen or permanent resident
Valid income documentation
Property in eligible state
Business at least 2 years old
Annual revenue $120,000+
FICO 650+
US citizen or permanent resident
Age 18+
Valid SSN
Minimum credit score 580
US citizen or permanent resident
Verifiable income
US citizen or permanent resident
Employed or have an offer starting within 90 days
Bachelor degree or higher from eligible school
US resident
Aged 18+
Good credit
Homeowner with equity in property
Credit union membership required
Good credit history
Happy Money offers personal loans from $5,000 to $50,000 with APRs starting at 8.95%. Find out if the savings offset the 3% origination fee.
A fast option for urgent cash needs, but costly in the long run.
Bethpage's HELOC starts strong with a 5.99% intro APR for 12 months. But be ready for a shift to a variable rate.