- 5.99–22.99%
- APR
- $5k–$75k
- 12–84mo
US resident
Aged 18+
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- 6.2–35.99%
- APR
- $1k–$50k
- 36–60mo
US citizen or permanent resident
Age 18+
Valid SSN
- 6.5–8.0%
- APR
- $50k–$2M
- —
US citizen or permanent resident
Valid income documentation
Property in eligible state
- 59.0–199.0%
- APR
- $500–$4k
- 9–18mo
No minimum credit score
Active bank account
Verifiable income
- 7.99–24.99%
- APR
- $2.5k–$40k
- 36–84mo
US citizen or permanent resident
Age 18+
Valid SSN
- 4.15–14.9%
- APR
- $5k–$500k
- —
US citizen or permanent resident
Bachelor degree from eligible institution
Minimum credit score required
- —
- APR
- $50–$250
- 1–1mo
Active bank account with regular income deposits
No credit check required
US resident
- —
- APR
- $2k–$250k
- 1–18mo
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
- 5.24–18.0%
- APR
- $500–$150k
- 12–84mo
US resident
DCU membership (free to join)
Valid SSN
- 6.99–35.99%
- APR
- $2k–$50k
- 36–60mo
US citizen or permanent resident
Age 18+
Valid SSN
- 5.99–7.5%
- APR
- $10k–$500k
- 60–240mo
Homeowner with equity in property
Credit union membership required
Good credit history
- 99.0–199.0%
- APR
- $100–$2k
- ≤6mo
Active bank account
Verifiable income
Age 18+
- 7.74–35.49%
- APR
- $5k–$100k
- 24–84mo
Minimum credit score 680
US citizen or permanent resident
Employed or have regular income
- 2.99–16.38%
- APR
- $1k–$200k
- 60–180mo
US citizen or permanent resident (international students may apply with eligible cosigner)
Age 18+
Valid SSN
- —
- APR
- $25–$500
- 1–1mo
Dave Checking account
Active bank account with income history
No credit check
- 36.0–199.0%
- APR
- $50–$5k
- ≤24mo
Active bank account
Verifiable income
Age 18+
- 6.49–24.89%
- APR
- $5k–$100k
- 24–240mo
US citizen or permanent resident
Age 18+
Valid SSN
- 8.5–11.5%
- APR
- $25k–$500k
- 60–360mo
Homeowner with sufficient equity
US resident (not available in NY, HI, UT)
Property appraisal required
- 36.0–199.0%
- APR
- $50–$3k
- ≤12mo
Active bank account
Verifiable income
Age 18+
- 7.74–35.99%
- APR
- $1k–$50k
- 24–84mo
Minimum credit score 580
US citizen or permanent resident
Verifiable income
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