- 7.74–35.99%
- APR
- $1k–$50k
- 24–84mo
Minimum credit score 580
US citizen or permanent resident
Verifiable income
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- 7.95–35.99%
- APR
- $5k–$40k
- 24–60mo
US citizen or permanent resident
Age 18+
Valid SSN
- 49.0–200.0%
- APR
- $200–$3.5k
- 3–12mo
Active bank account
Verifiable income
US resident in eligible state
- —
- APR
- $25–$500
- 1–1mo
Dave Checking account
Active bank account with income history
No credit check
- —
- APR
- $2k–$250k
- 1–18mo
FICO score 660+
Business at least 1 year old
Average monthly revenue $3,000+
- 6.875–7.148%
- APR
- $50k–$3M
- 180–360mo
US citizen or permanent resident
Valid employment and income documentation
Minimum credit score applies
- 4.24–10.37%
- APR
- $5k–$1000.0k
- 60–240mo
US citizen or permanent resident
Employed or have an offer starting within 90 days
Bachelor degree or higher from eligible school
- 36.0–199.0%
- APR
- $50–$5k
- ≤24mo
Active bank account
Verifiable income
Age 18+
- 5.96–35.99%
- APR
- $1k–$40k
- 24–60mo
Minimum credit score 600
US citizen or permanent resident
Verifiable income
- 6.09–17.99%
- APR
- $600–$50k
- 12–60mo
PenFed membership required (open to all via Voices for Americas Troops association)
US citizen or permanent resident
Age 18+
- 65–249%
- APR
- $50–$500
- 2–2mo
No minimum credit score
Active bank account with income history
US resident in eligible state
- —
- APR
- $50–$250
- 1–1mo
Active bank account with regular income deposits
No credit check required
US resident
- 6.5–8.0%
- APR
- $50k–$2M
- —
US citizen or permanent resident
Valid income documentation
Property in eligible state
- 2.09–17.99%
- APR
- Up to $1k
- 60–180mo
US citizen or permanent resident
Enrolled at eligible school
Creditworthy cosigner may be required
- 3.89–18.24%
- APR
- $250–$100k
- 12–96mo
Military/DoD affiliation
Navy Federal membership
US resident
- 7.74–35.49%
- APR
- $5k–$100k
- 24–84mo
Minimum credit score 680
US citizen or permanent resident
Employed or have regular income
- 7.74–35.49%
- APR
- $5k–$100k
- 24–84mo
US citizen or permanent resident (or valid visa holder)
Age 18+
Valid SSN
- 36.0–199.0%
- APR
- $100–$5k
- ≤24mo
Active bank account
Verifiable income
Age 18+
- 6.17–6.5%
- APR
- $50k–$3M
- 180–360mo
US citizen or permanent resident
Age 18+
Valid SSN
- 4.15–14.9%
- APR
- $5k–$500k
- —
US citizen or permanent resident
Bachelor degree from eligible institution
Minimum credit score required
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