DTB Personal Loan

Diamond Trust Bank personal loan with competitive mid-range pricing at ~14.56%. DTB has a strong presence in East Africa. Offers both secured and unsecured personal loan options.

Last checked on May 12, 2026. We may earn a commission when you click through.

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With an APR ranging from **14% to 17%**, DTB's personal loan offers a viable option for those needing cash for various purposes.

✓ Flexible loan amounts up to KES 1,000,000 ✓ Offers both secured and unsecured options ✓ Up to 72 months repayment term
Personal Reviewed

DTB Personal Loan

Updated 4 days ago
APR Amount Term
14.0–17.0% — Up to 72 mo

Requirements

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Decision

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Our Verdict

With an APR ranging from **14% to 17%**, DTB's personal loan offers a viable option for those needing cash for various purposes.

Best For

This loan is ideal for borrowers looking for both secured and unsecured options, particularly for school fees, equipment, or personal needs.

Watch Out

Borrowers should be cautious of the maximum **interest rate** of **17%**, which might be higher compared to some alternative lenders.

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About this loan

DTB offers competitive personal loan options with flexible terms, making it a solid choice for many borrowers in Kenya.

What Customers Say

Customer feedback highlights the ease of application but notes challenges with approval times and rates based on creditworthiness.

Expert Analysis

If you need a loan to cover expenses like school fees, the DTB Personal Loan allows you to borrow up to KES 1,000,000 without collateral. This is particularly beneficial for students needing support during school terms.

The APR of 14.56% falls within a competitive range, but potential borrowers should be mindful of the maximum rate of 17%. This can significantly affect the total repayment, especially for larger amounts over extended terms of up to 72 months.

Customer service experiences vary, with some users reporting delays in processing applications. For those who may require quick access to funds, this could be a limitation worth considering.

Compared to other lenders like KCB or Cooperative Bank, DTB offers a straightforward application process. However, if you have a lower credit score, you might face challenges securing the best rates or even getting approved at all.

In summary, while DTB's personal loan provides solid options, it may not be the best fit for those with poor credit or who need funds urgently.

Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.

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