ACE Cash Express Payday & Installment Loans
ACE Cash Express offers payday and installment loans with a fast online application process, providing quick cash for emergencies.
Last checked on June 2, 2026. We may earn a commission when you click through.
ACE Cash Express is for those needing immediate cash, but the high APR could lead to expensive repayments.
ACE Cash Express Payday & Installment Loans
Updated 7 days ago| APR | Amount | Term |
|---|---|---|
| 99.0–199.0% | $100–$2,000 | Up to 6 mo |
Requirements
active_bank_account
regular_income
18_years_or_older
Decision
Same dayOur Verdict
ACE Cash Express is for those needing immediate cash, but the high APR could lead to expensive repayments.
Best For
Best for borrowers who require urgent cash and have a steady income.
Watch Out
Be cautious of the high APR rates, which range from 99% to 199%, leading to significant interest costs.
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About this loan
ACE Cash Express provides fast payday and installment loans through an easy online application or at retail locations nationwide, helping users access cash for emergencies.
What Customers Say
Customer feedback highlights the quick approval process but also notes concerns about high interest and customer service.
Expert Analysis
If you need cash quickly, ACE Cash Express provides same-day approval for payday and installment loans. With loan amounts from $100 to $2,000, it caters to various urgent financial needs. However, the APR ranges from 99% to 199%, which can result in hefty interest payments over time.
Our team found that while the application process is the high fees can make repayment challenging. For example, borrowing $1,000 at a 150% APR could mean paying back about $1,500 within six months, depending on the loan term.
Customer service can be hit-or-miss, so it's advisable to read reviews before committing. Unlike traditional banks, which may offer lower rates, ACE Cash Express is suited for those without credit history seeking fast cash. Make sure to evaluate alternatives like LightStream or SoFi for potentially better terms.
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
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