CarFinance 247
CarFinance 247 offers auto loans from £1,000 to £50,000 with APRs ranging from 8.9% to 47.0%. Approval is instant online for UK residents aged 18 and over.
Last checked on May 29, 2026. We may earn a commission when you click through.
This service provides quick access to a variety of car finance options, but be wary of the high APRs.
CarFinance 247
Updated 11 days ago| APR | Amount | Term |
|---|---|---|
| 8.9–47.0% | £1,000–£50,000 | 12–60 mo |
Requirements
UK residency
Minimum age 18
Decision
Instant onlineOur Verdict
This service provides quick access to a variety of car finance options, but be wary of the high APRs.
Best For
It's best for those who need a fast car loan and have limited credit options.
Watch Out
The high maximum APR of 47.0% could lead to significant interest costs, particularly for those with lower credit scores.
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About this loan
CarFinance 247 offers auto loans ranging from £1,000 to £50,000 with APRs between 8.9% and 47.0%. Approval is instant online for UK residents aged 18 and over.
What Customers Say
Borrowers appreciate the quick approval process but express concerns about high interest rates and varying customer service experiences.
Expert Analysis
If you’re looking for a swift auto loan, CarFinance 247 offers instant online approval, which is a definite plus for those in a hurry. The loan amounts range from £1,000 to £50,000, catering to a wide spectrum of buyers. However, the APR varies dramatically from 8.9% to 47.0%, meaning the cost of borrowing can be steep, especially for those with less favourable credit scores.
Our team found that while the instant approval process is convenient, it might not be the best choice for everyone. Those with excellent credit may find better rates elsewhere, as many lenders provide lower APRs for similar loan amounts. there are no hidden fees noted, but always read the terms carefully before committing.
Customer service is generally regarded as satisfactory, but some users have reported delays in responses during peak times. If you are looking for a lower interest option, consider alternatives like Zuto or Moneybarn, which may offer more based on your credit profile. Overall, this service is ideal for quick funding but could cost more in the long run if you don't qualify for the lowest rates.
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
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