Close Brothers Motor Finance
Close Brothers Motor Finance offers hire purchase and personal contract purchase deals through approved dealer and broker partners across the UK.
Last checked on June 8, 2026. We may earn a commission when you click through.
With APRs ranging from 5.9% to 24.9%, this lender provides a flexible approach to car finance for various credit profiles.
Close Brothers Motor Finance
Updated 1 day ago| APR | Amount | Term |
|---|---|---|
| 5.9–24.9% | £4,000–£100,000 | 12–60 mo |
Requirements
UK resident
Aged 18+
Regular income
Decision
Same day decisionOur Verdict
With APRs ranging from 5.9% to 24.9%, this lender provides a flexible approach to car finance for various credit profiles.
Best For
It's best for those looking for a car finance option and who can meet the basic eligibility requirements.
Watch Out
Those with lower credit scores may face higher interest rates or rejection, so it's important to check your credit profile before applying.
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About this loan
Close Brothers Motor Finance is a UK-based lender offering hire purchase (HP) and personal contract purchase (PCP) deals through authorised dealers and brokers.
What Customers Say
Customer feedback is mixed, with some praising quick approvals, while others report challenges in customer service.
Expert Analysis
Close Brothers Motor Finance provides a wide range of car finance options, with loans starting from £4,000 and going up to £100,000. The APR can vary significantly from 5.9% to 24.9%, depending on creditworthiness. This makes it a potential fit for borrowers across various financial situations, but those seeking the lowest rates will need strong credit.
Approval decisions are made on the same day, which can be a significant advantage for those needing immediate financing. loans can be arranged for terms between 12 and 60 months, offering flexibility in repayment options. However, it's that the higher end of the APR spectrum may become costly over time.
Customer service experiences vary, with some users noting responsiveness while others have faced delays. It's wise for potential borrowers to read reviews and gather insights before committing. Hidden fees are not prominently advertised, but borrowers should ensure they fully understand the terms of their loans.
In comparison to other lenders, such as Zuto or MotoNovo, Close Brothers offers competitive starting rates but may not provide the same level of customer service or digital experience. weigh these factors against their personal circumstances to make an informed decision.
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
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