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NatWest Personal Loan
NatWest offers a straightforward personal loan service with flexible borrowing options and no early repayment charges.
NatWest Personal Loan
Updated 4 minutes ago| APR | Amount | Term |
|---|---|---|
| 5.5–19.9% | £1,000–£50,000 | 12–60 mo |
Requirements
UK resident
18+
Regular income
Decision
MinutesOur Verdict
NatWest offers a straightforward personal loan service with flexible borrowing options and no early repayment charges.
✅ Best For
This loan is ideal for borrowers seeking fixed repayments and quick online access, making it suitable for both existing and new customers.
⚠️ Watch Out
Potential borrowers should be aware of the high APR range, which may not be ideal for those with lower credit ratings.
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About this loan
Expert Analysis
NatWest provides personal loans ranging from £1,000 to £50,000, with repayment terms between 12 to 60 months. The application process is designed to be quick, with approvals potentially granted within minutes, a significant advantage for those needing immediate funds. One of the major benefits of this loan is the absence of early repayment charges, allowing customers to pay off their loans without incurring additional fees.
However, the APR varies significantly from 5.5% to 19.9%, which could be a concern for borrowers with less-than-perfect credit scores, as they may end up with rates at the higher end of this spectrum. In comparison to other lenders, NatWest's fixed repayment structure offers clarity in budgeting, but those exploring options may find more competitive rates elsewhere, particularly from online lenders. Overall, NatWest’s personal loan is a solid option for those who meet the eligibility criteria and prefer the security of fixed repayments.
Similar options
APR
5.5–19.9%
Amount
£1k–£25k
Term
12–60mo
APR
3.9–24.9%
Amount
£1k–£50k
Term
12–60mo
M&S Bank Personal Loan
personalUK resident
18+
M&S Rewards card for bonus points
APR
6.0–19.9%
Amount
£1k–£25k
Term
12–60mo
APR
3.9–21.9%
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£1k–£25k
Term
12–60mo
APR
9.9–69.9%
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Virgin Money Personal Loan Overview
personalUK resident
18+
Regular income
APR
5.1–29.9%
Amount
£1k–£25k
Term
12–60mo
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
Similar options
APR
5.5–19.9%
Amount
£1k–£25k
Term
12–60mo
APR
3.9–24.9%
Amount
£1k–£50k
Term
12–60mo
M&S Bank Personal Loan
personalUK resident
18+
M&S Rewards card for bonus points
APR
6.0–19.9%
Amount
£1k–£25k
Term
12–60mo
APR
3.9–21.9%
Amount
£1k–£25k
Term
12–60mo
APR
9.9–69.9%
Amount
£1k–£8k
Term
12–60mo
Virgin Money Personal Loan Overview
personalUK resident
18+
Regular income
APR
5.1–29.9%
Amount
£1k–£25k
Term
12–60mo
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