Stanbic Affordable Housing Loan
Fixed-rate affordable housing loan at 8.99% p.a. in partnership with Kenya Mortgage Refinance Company. Loans up to KES 10.5 million for affordable housing units.
Last checked on May 15, 2026. We may earn a commission when you click through.
The Stanbic Affordable Housing Loan offers competitive rates for those looking to invest in property in Kenya.
Stanbic Affordable Housing Loan
Updated 1 day ago| APR | Amount | Term |
|---|---|---|
| 8.99–12.0% | — | Up to 300 mo |
Requirements
—Decision
—Our Verdict
The Stanbic Affordable Housing Loan offers competitive rates for those looking to invest in property in Kenya.
Best For
It's best suited for individuals seeking to finance affordable housing with a fixed interest rate of 8.99% p.a.
Watch Out
Potential borrowers should be aware of the maximum loan amount and ensure they meet the eligibility criteria.
Ready to check your rate?
No credit score impact — free to check
You'll be redirected to stanbicbank.co.ke
About this loan
The Stanbic Affordable Housing Loan offers a competitive fixed rate, making it an attractive option for homebuyers in Kenya. However, potential borrowers should consider their overall financial situation before applying.
What Customers Say
Borrowers appreciate the fixed rate but note the need for better communication from customer service.
Expert Analysis
This loan features a fixed rate of 8.99% p.a., making it appealing for stable budgeting. Loans can reach up to KES 10.5 million, which is substantial for many looking to buy affordable housing. The term can extend to 25 years, providing ample time for repayment.
While the fixed rate is attractive, it's crucial to consider your overall financial situation and repayment capacity. If you have a fluctuating income, this could pose challenges. Additionally, the loan is only suitable for those looking to purchase affordable housing units, limiting its audience.
Customer service responsiveness is essential when navigating home loans, and while Stanbic has a solid reputation, some users report delays in communication during peak times. Exploring the official site could provide insights into specific eligibility requirements and additional fees that might apply.
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
Similar options
- 13.0–16.0%
- APR
- —
- ≤72mo
No specific requirements listed
- 24.0–108.0%
- APR
- $500–$500k
- 12–62mo
No specific requirements listed
- 14.0–17.0%
- APR
- —
- ≤72mo
No specific requirements listed
- 109.0–219.0%
- APR
- ≤$50k
- ≤30mo
No specific requirements listed
- 14.0–17.0%
- APR
- —
- ≤72mo
No specific requirements listed
- 20.0–26.0%
- APR
- ≤$500k
- ≤72mo
No specific requirements listed
Related Articles
KCB M-PESA vs. National Bank: Which Loan is Best for You?
Choosing between KCB M-PESA and National Bank personal loans? We break down rates, repayment terms, and who each option suits best.
Which Personal Loan in Kenya is Right for You? Compare Today's Best Options
Discover the best personal loans in Kenya by comparing rates, eligibility, and unique features to find the right fit for you.
Best Personal Loans in Kenya for April 2026: Rates and Recommendations
Discover the top personal loan options in Kenya with our detailed analysis. We break down the best choices for budget-conscious borrowers, quick approvals, and large amounts.