MotoNovo Finance
MotoNovo Finance is a prominent UK motor finance lender, offering Hire Purchase (HP) and Personal Contract Purchase (PCP) products through a network of over 4,000 dealers.
Last checked on June 8, 2026. We may earn a commission when you click through.
MotoNovo Finance provides a solid range of car finance options, but rates can vary significantly depending on your credit profile.
MotoNovo Finance
Updated 1 day ago| APR | Amount | Term |
|---|---|---|
| 5.9–24.9% | £4,000–£75,000 | 12–60 mo |
Requirements
UK resident
Aged 18+
Valid driving licence
Decision
Same day decisionOur Verdict
MotoNovo Finance provides a solid range of car finance options, but rates can vary significantly depending on your credit profile.
Best For
Best for UK residents seeking flexible car finance options with quick same-day approval.
Watch Out
Be aware that the APR ranges from 5.9% to 24.9%, which may lead to higher costs for those with lower credit scores.
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About this loan
MotoNovo Finance is a prominent UK motor finance lender offering HP and PCP products through over 4,000 dealer partners.
What Customers Say
Customer feedback highlights a reliable service but points to mixed experiences with responsiveness and support.
Expert Analysis
Our team found that MotoNovo Finance is well-established in the UK, with a network of over 4,000 dealer partners. They offer both Hire Purchase (HP) and Personal Contract Purchase (PCP) products, providing flexible solutions for car buyers. The minimum loan amount is £4,000, making it suitable for a range of vehicles, while you can borrow up to £75,000.
While the APR ranges from 5.9% to 24.9%, it’s essential for potential borrowers to understand that only those with strong credit histories are likely to secure the lower rates. This could mean much higher costs for others. For instance, if you borrowed £10,000 at 24.9% APR over 60 months, your repayments could exceed £250 per month.
MotoNovo offers same-day decisions, which is a plus for those needing quick access to funds. However, with some borrowers noting delays in communication. It's advisable to read recent customer reviews for insights on service quality before committing. As you consider your options, also compare MotoNovo with other lenders like Zuto and CarFinance 247 for and terms.
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
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