Novuna Personal Finance Loans
Personal loans from £1,000 to £25,000 with fixed rates. No early repayment penalties. Straightforward online application.
Last checked on May 15, 2026. We may earn a commission when you click through.
Novuna offers flexible personal loans with transparent terms, but be mindful of the higher rates for lower amounts.
Novuna Personal Finance Loans
Updated 1 day ago| APR | Amount | Term |
|---|---|---|
| 6.7–36.4% | £1,000–£25,000 | 12–60 mo |
Requirements
—Decision
—Our Verdict
Novuna offers flexible personal loans with transparent terms, but be mindful of the higher rates for lower amounts.
Best For
This service is best for borrowers needing loans between £1,000 and £25,000 without early repayment penalties.
Watch Out
Be aware that the APR can soar to 36.4%, making it costly for some borrowers.
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About this loan
Novuna Personal Finance offers flexible personal loans with competitive rates, ideal for those seeking straightforward borrowing options without penalties for early repayment.
What Customers Say
Feedback indicates mixed experiences, particularly regarding customer service speed.
Expert Analysis
Novuna Personal Finance provides personal loans ranging from £1,000 to £25,000, with fixed rates starting at 6.7% APR. The absence of early repayment penalties is a significant advantage, allowing borrowers to pay off their loans without additional costs. However, the APR can reach 36.4%, which may be burdensome for those borrowing smaller amounts.
The online application process is straightforward, and funds can be accessed quickly. Yet, borrowers with credit scores below 700 may struggle to secure favourable rates. In practice, this means that only those with good credit will benefit from the lower APRs.
Customer service experiences vary, with some users reporting delays in responses. Compared to competitors like Zopa or Ratesetter, Novuna's rates may not be the most competitive for those with less-than-perfect credit. Take time to explore alternatives if your credit history isn't strong.
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
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