What's wrong with this listing?
✓ Thanks, we'll review this.
Lendable Personal Loan
Lendable offers a flexible personal loan option with competitive rates, but be cautious of higher APRs for lower credit scores.
Lendable Personal Loan
Updated 2 days ago| APR | Amount | Term |
|---|---|---|
| 8.1–48.9% | £1,000–£25,000 | — |
Requirements
—Decision
—Our Verdict
Lendable offers a flexible personal loan option with competitive rates, but be cautious of higher APRs for lower credit scores.
✅ Best For
This loan is best for individuals with varying credit histories looking for fast access to funds and the ability to see rates without affecting their credit score.
⚠️ Watch Out
Be aware that the APR can range significantly from 8.1% to 48.9%, which may lead to high repayments depending on your credit profile.
Ready to check your rate?
No credit score impact — free to check
Expert Analysis
Lendable's personal loan service stands out for its speed and transparency. Borrowers can check their potential rates without impacting their credit score, which is a significant advantage for those looking to explore their options before committing. The loan amounts range from £1,000 to £25,000, with terms from 1 to 5 years, appealing to a wide audience. However, the APR varies considerably based on credit scores, with a representative example showing a 23.8% APR for a £7,500 loan.
This variability means that those with less-than-stellar credit may face much higher rates, making the loan potentially expensive over time. On Trustpilot, Lendable enjoys a solid reputation with over 80,000 reviews and a high rating, which adds to their credibility. Nonetheless, potential borrowers should weigh the APR carefully against their financial situation and explore alternatives if they fall into the higher credit bands. Overall, Lendable can be a good choice for those needing quick loans, but the associated costs should not be overlooked.
Similar options
APR
5.6–19.9%
Amount
£1k–£25k
Term
12–60mo
APR
5.5–19.9%
Amount
£1k–£50k
Term
12–60mo
APR
9.9–69.9%
Amount
£1k–£8k
Term
12–60mo
APR
3.9–24.9%
Amount
£1k–£50k
Term
12–60mo
APR
6.6–19.9%
Amount
£1k–£35k
Term
12–60mo
Virgin Money Personal Loan Overview
personalUK resident
18+
Regular income
APR
5.1–29.9%
Amount
£1k–£25k
Term
12–60mo
Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.
Similar options
APR
5.6–19.9%
Amount
£1k–£25k
Term
12–60mo
APR
5.5–19.9%
Amount
£1k–£50k
Term
12–60mo
APR
9.9–69.9%
Amount
£1k–£8k
Term
12–60mo
APR
3.9–24.9%
Amount
£1k–£50k
Term
12–60mo
APR
6.6–19.9%
Amount
£1k–£35k
Term
12–60mo
Virgin Money Personal Loan Overview
personalUK resident
18+
Regular income
APR
5.1–29.9%
Amount
£1k–£25k
Term
12–60mo
Related Articles
From Around the Network
Loans
Best Personal Loans in 2026: Top Picks for Every Need
Explore our top personal loan picks for 2026, tailored to fit various needs from budget-friendly to premium options.
Loans
Finding the Best Personal Loan for You: Rates, Terms, and Tips
Explore top personal loan picks with the best rates and terms this April. Discover which lenders offer the most flexible terms and lowest APRs.
Loans
Debunking Personal Loan Myths: What Really Matters in 2026
Discover the truth behind common personal loan myths. We'll separate fact from fiction and guide you to smarter loan choices in 2026.