Bamboo Personal Loan

Bamboo is a solid option for those with impaired credit, offering flexible loan amounts and quick approval times.

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personal Bamboo Reviewed

Bamboo Personal Loan

Updated 6 minutes ago
APR Amount Term
9.9–69.9% £1,000–£8,000 12–60 mo

Requirements

18+

UK resident

Regular income

Decision

Same day

Our Verdict

Bamboo is a solid option for those with impaired credit, offering flexible loan amounts and quick approval times.

✅ Best For

This loan is best for individuals seeking a personal loan despite having less-than-perfect credit histories.

⚠️ Watch Out

Interest rates can be steep, reaching up to 69.9%, so careful consideration of repayment capabilities is essential.

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About this loan

Bamboo specialises in loans for people with less-than-perfect credit histories. Acts as a broker matching you with lenders from their panel.

Expert Analysis

Bamboo distinguishes itself in the personal loan market by catering specifically to individuals with impaired credit histories. With loan amounts ranging from £1,000 to £8,000 and terms between 12 to 60 months, it provides flexibility for borrowers. The company boasts an impressive Trustpilot rating of 4.9 out of 5 from over 33,000 reviews, indicating a high level of customer satisfaction. Approval times are swift, often within the same day, which is advantageous for those needing urgent funds.

However, potential borrowers should be cautious of the high Annual Percentage Rate (APR), which starts at 9.9% but can escalate to 69.9%, making it critical for applicants to assess their ability to repay. While the platform offers a straightforward application process that does not impact credit scores, the varying rates based on individual circumstances mean that those with very poor credit may find themselves facing the higher end of the spectrum. In comparison to other lenders, Bamboo's focus on impaired credit can be a double-edged sword; while it opens doors for many, it also means higher costs. It's advisable for potential borrowers to thoroughly evaluate their financial situation and consider all options before proceeding.

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Rates shown are representative. Your actual rate may differ based on your circumstances. We may earn a commission for referrals.

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