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Upgrade offers personal loans with flexible terms, but do their features justify the high-end APR? Let's find out.
Navigating personal loans can be daunting, but we've ranked the top options for 2026 to help you find the best rates and terms. From low APRs to quick approvals, discover the right loan for your needs.
APR
7.74–35.99%
Amount
$1k–$50k
Term
24–84mo
APR
9.95–35.99%
Amount
$2k–$35k
Term
24–60mo
APR
8.5–11.5%
Amount
$25k–$500k
Term
60–360mo
APR
7.95–35.99%
Amount
$5k–$40k
Term
24–60mo
No specific requirements listed
APR
—
Amount
$2k–$250k
Term
6–18mo
No specific requirements listed
APR
19.9–35.95%
Amount
$300–$18.5k
Term
12–48mo
Loans
Thinking about getting a personal loan? Upgrade offers flexible terms and quick funding, but is it the right fit for you? Discover the pros and cons before you decide.
Loans
LendingClub offers quick funding and flexible terms, but the APR can sting if your credit isn't stellar. Discover if this loan fits your needs.
Loans
LendingClub offers personal loans with APRs from 6.53% to 35.99%. But is the service as quick and flexible as it claims?
Done!