- 15.0–27.75%
- APR
- R2k–R250k
- 6–72mo
South African ID
Age 18+
Regular income
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- 36.0–60.0%
- APR
- R500–R8k
- ≤3mo
Cellphone number, SA ID, bank account details, latest 3 months bank statements (showing 3 salary deposits)
- 12.25–29.25%
- APR
- R2k–R300k
- 6–72mo
South African ID
Age 18+
Standard Bank account
- 36.0–60.0%
- APR
- R500–R8k
- 1–6mo
Cellphone number, SA ID number, bank account details, most recent proof of income
- 21.0–27.75%
- APR
- R1k–R50k
- 1–24mo
South African ID
Age 18+
Regular salary of R2,000+
- 36–60%
- APR
- R4k–R8k
- 1–6mo
Valid SA ID, internet banking access, verifiable income (90 days), 18+ years
- 15.0–28.0%
- APR
- R5k–R200k
- 12–60mo
South African ID
Age 18+
Employed with R3,000+ salary
- 36.0–38%
- APR
- R1k–R7.2k
- 2–2mo
SA resident, 18+, employed, valid bank account, pass credit checks
- 27.0–27.75%
- APR
- R500–R50k
- 1–36mo
South African ID
Age 18+
Regular salary
- 36.0–60.0%
- APR
- R500–R8k
- ≤3mo
Cellphone number, SA ID number, bank account details, latest 3 months bank statements (showing 3 salary deposits)
- 12.0–27.75%
- APR
- R1k–R300k
- 6–72mo
South African ID
Age 18+
FNB account
- 15.0–27.75%
- APR
- R1k–R100k
- 6–60mo
South African ID
Age 18+
Regular income
- 12.25–27.75%
- APR
- R1k–R250k
- 6–84mo
South African ID
Age 18+
Regular income
- 10.25–27.75%
- APR
- R2k–R300k
- 6–72mo
South African ID
Age 18+
Regular income
- 15.0–27.75%
- APR
- R500–R100k
- 3–36mo
South African ID
Age 18+
TymeBank account
- 21.0–27.75%
- APR
- R500–R25k
- 1–24mo
South African ID
Age 18+
Regular income
- 12.0–27.75%
- APR
- R2k–R300k
- 6–72mo
South African ID
Age 18+
Regular income
- 18.0–27.75%
- APR
- R2k–R250k
- 6–60mo
South African ID
Age 18+
Regular income
- 24.0–27.75%
- APR
- R500–R8k
- 1–6mo
South African ID
Age 18+
Employed with R2,500+ salary
- 24.0–27.75%
- APR
- R500–R8k
- 1–6mo
South African ID
Age 18+
Bank account
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