- 18.0–22.0%
- APR
- KSh5k–KSh2M
- 6–48mo
Kenyan resident
KWFT account
Regular income
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- 8.99–12.0%
- APR
- Up to KSh10
- ≤300mo
No specific requirements listed
- 14.0–18.0%
- APR
- KSh500k
- 12–48mo
Kenyan resident
Aged 18+
Proof of income
- 11.0–14.0%
- APR
- KSh50k–KSh5M
- 12–72mo
Kenyan resident
Stanbic account
Regular salary
- 13.0–17.0%
- APR
- KSh500k
- 12–72mo
Kenyan resident
Aged 18+
Regular income
- 90.0%
- APR
- KSh100–KSh50k
- 1–1mo
Kenyan M-PESA user
Active M-Shwari savings
- 18.0–36.0%
- APR
- KSh100k–KSh2.5M
- 6–48mo
Kenyan citizen or resident
Age 21+
Valid driving licence
- 14.0–17.0%
- APR
- KSh10k–KSh5M
- 12–72mo
Kenyan resident
Equity account
Regular salary
- 20.0–36.0%
- APR
- KSh200k–KSh5M
- 12–48mo
Kenyan resident
Aged 21+
Valid driving licence
- 15.0–18.0%
- APR
- KSh10k–KSh5M
- 12–72mo
Kenyan resident
Co-op Bank account
Regular salary
- 14.0–19.0%
- APR
- KSh500k
- 12–60mo
Kenyan citizen or resident
Age 18+
Salaried or self-employed
- 11.0–15.0%
- APR
- KSh20k–KSh3M
- 12–60mo
Kenyan resident
Ecobank account
Regular salary
- 13.0–18.0%
- APR
- KSh500k
- 12–60mo
Kenyan citizen or resident
Regular income
Comprehensive insurance
- 13.0–16.0%
- APR
- KSh50k–KSh5M
- 12–72mo
Kenyan resident
I&M account
Regular salary
- 14.0–17.0%
- APR
- KSh50k–KSh3M
- 12–60mo
Kenyan resident
DTB account
Regular salary
- 15.0–18.0%
- APR
- KSh10k–KSh5M
- 12–72mo
Kenyan resident
KCB account
Regular salary
- 14.0–18.0%
- APR
- KSh50k–KSh3M
- 12–60mo
Kenyan resident
NBK account
Regular salary
- 88.0–107.0%
- APR
- KSh50–KSh150k
- 1–6mo
Kenyan M-PESA user
Active KCB M-PESA account
- —
- APR
- KSh500–KSh30k
- 1–1mo
Kenyan M-PESA user
Smartphone with Zenka app
- 15.0–18.0%
- APR
- KSh20k–KSh5M
- 12–72mo
Kenyan resident
NCBA account
Regular salary
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