- 8.99–12.0%
- APR
- ≤$10
- ≤300mo
No specific requirements listed
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- 14.0–18.0%
- APR
- $500k
- 12–48mo
Kenyan resident
Aged 18+
Proof of income
- 15.0–18.0%
- APR
- $10k–$5M
- 12–72mo
Kenyan resident
KCB account
Regular salary
- 14.0–19.0%
- APR
- $500k
- 12–60mo
Kenyan citizen or resident
Age 18+
Salaried or self-employed
- 18.0–22.0%
- APR
- $5k–$2M
- 6–48mo
Kenyan resident
KWFT account
Regular income
- 13.0–18.0%
- APR
- $500k
- 12–60mo
Kenyan citizen or resident
Regular income
Comprehensive insurance
- 109.0–219.0%
- APR
- $500–$50k
- 1–1mo
Kenyan M-PESA user
Smartphone with Tala app
- 20.0–36.0%
- APR
- $200k–$5M
- 12–48mo
Kenyan resident
Aged 21+
Valid driving licence
- 90.0%
- APR
- $100–$50k
- 1–1mo
Kenyan M-PESA user
Active M-Shwari savings
- 18.0–36.0%
- APR
- $100k–$2.5M
- 6–48mo
Kenyan citizen or resident
Age 21+
Valid driving licence
- 15.0–18.0%
- APR
- $20k–$5M
- 12–72mo
Kenyan resident
NCBA account
Regular salary
- 13.0–17.0%
- APR
- $500k
- 12–72mo
Kenyan resident
Aged 18+
Regular income
- 15.0–18.0%
- APR
- $10k–$5M
- 12–72mo
Kenyan resident
Co-op Bank account
Regular salary
- 13.0–16.0%
- APR
- $50k–$5M
- 12–72mo
Kenyan resident
Age 18+
Regular salary
- 11.0–14.0%
- APR
- $50k–$5M
- 12–72mo
Kenyan resident
Stanbic account
Regular salary
- 88.0–107.0%
- APR
- $50–$150k
- 1–6mo
Kenyan M-PESA user
Active KCB M-PESA account
- 15.0–18.0%
- APR
- $10k–$3M
- 12–60mo
Kenyan resident
Family Bank account
Regular salary
- 12.0–15.0%
- APR
- $50k–$7M
- 12–72mo
Kenyan resident
StanChart account
Regular salary
- 11.0–15.0%
- APR
- $20k–$3M
- 12–60mo
Kenyan resident
Ecobank account
Regular salary
- —
- APR
- $500–$30k
- 1–1mo
Kenyan M-PESA user
Smartphone with Zenka app
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